Does Coverage B on a DP-2 HO policy cover a garage rented to others?

Prepare for the New Hampshire Property and Casualty Insurance Exam. Study with flashcards and multiple choice questions, featuring hints and detailed explanations. Ensure you're ready for your test with confidence!

Coverage B on a DP-2 Homeowners policy typically extends to structures on the property that are not attached to the dwelling, such as detached garages. This coverage generally protects against risks of direct physical loss or damage to those covered structures, including a garage rented to others, as long as it is not specifically excluded in the policy terms.

Hence, if a garage is rented out, it would fall under the standard provisions of Coverage B, which means that any damage to the garage would typically be covered by the policy. The policy provides coverage for many types of structures, and unless explicitly stated otherwise, it includes those which may generate income, like a garage that is rented. Thus, Coverage B indeed offers protection for a garage rented to others.

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