Medical coverage on liability policies covers...

Medical coverage on liability policies is designed to cover the medical expenses of others who are injured on your property or as a result of your actions, regardless of fault. This means that if someone else suffers an injury, the policy can help pay for their medical costs, which may include hospital visits, rehabilitation, and other necessary treatments.

This coverage is particularly valuable in general liability and homeowners insurance policies, where it provides a layer of protection that ensures that you can assist others who might be accidentally injured. The key aspect of this coverage is its focus on the injuries sustained by third parties, rather than anything directly related to the insured individual or their own medical needs.

In contrast, other choices imply limitations or restrictions that do not align with the broader purpose of medical coverage under liability policies. For instance, while medical expenses for the insured are often covered under personal health insurance or specific other insurance provisions, they are typically excluded from liability medical coverage. Similarly, the scope is not restricted solely to auto-related incidents; it covers a range of liabilities associated with various situations. Therefore, option C accurately captures the essence of medical coverage in liability policies, emphasizing that it focuses on the medical expenses incurred by others.