What characterizes Strict (Absolute) Liability?

Prepare for the New Hampshire Property and Casualty Insurance Exam. Study with flashcards and multiple choice questions, featuring hints and detailed explanations. Ensure you're ready for your test with confidence!

Strict (Absolute) Liability is a legal principle that assigns liability without the need to prove negligence or fault. It applies to specific situations where the law recognizes that certain activities inherently carry a high risk of harm, regardless of the precautions taken by the defendant.

Option B correctly identifies that strict liability often arises from statutes designed to protect the public from the dangers associated with certain activities, such as keeping wild animals. In this context, the owner of a wild animal can be held liable for injuries caused by the animal, even if they took precautions to prevent it from escaping or causing harm. The rationale is that the activity of keeping a wild animal is inherently dangerous, thus imposing strict liability helps deter individuals from engaging in such activities without appropriate measures.

This concept is fundamental to strict liability, as it eliminates the need for an injured party to demonstrate negligence, focusing instead on the nature of the activity and the associated risks. In contrast, the other options involve scenarios where liability typically entails proving negligence or fault, thus not fitting the strict liability paradigm.

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