What does not get covered under Farm Policies regarding vehicles?

Farm Policies are designed to provide coverage specifically for agricultural operations and typically include protection for various types of farm-related vehicles. However, certain types of vehicles are excluded from these policies, particularly those that operate primarily on public roads.

Autos driven on the highway fall outside the scope of what Farm Policies usually cover. These policies are intended for vehicles used primarily for farming purposes, which can include farm trucks, tractors, and motorcycles that are used in the day-to-day operations of the agricultural business. Since vehicles used primarily for highway transportation do not align with the core intent of a Farm Policy, they are often excluded from coverage.

In contrast, farm trucks used for deliveries, tractors, and farm motorcycles utilized for agricultural activities are typically included in the coverage because they support the farming operation directly. These vehicles are essential for farming tasks and do not primarily exist to transport people or goods on public highways, emphasizing their role in agricultural processes rather than general travel.