Which of the following is NOT a package policy?

The correct choice highlights that auto insurance is not categorized as a package policy. A package policy typically combines several types of coverage into one single policy, which simplifies the insurance purchasing process and often provides cost savings.

Homeowners insurance (HO), Business Owner's Policy (BOP), and Commercial Package Policy (CPP) are all examples of package policies as they bundle together different types of coverage. For instance, a BOP commonly combines property and liability coverage for small businesses, while a CPP allows businesses to customize their insurance by combining several different coverages in one policy.

In contrast, auto insurance generally covers a specific class of risks, primarily relating to vehicles, such as liability, property damage, and personal injury. It does not combine multiple types of coverage in the same flexible manner that's characteristic of package policies. This distinction is why auto insurance is recognized as a standalone policy rather than a package.