Which of the following is included as supplementary payment for a Personal Auto Policy?

In a Personal Auto Policy, supplementary payments are designed to provide additional coverage to help defend the insured in various situations without reducing the limits of liability. One of these supplementary payments specifically includes the amount for bail bonds. The policy typically covers up to $250 for bail bonds to secure the release of an insured after an accident, reflecting the insurer’s support for the insured during legal conflicts resulting from an accident. Since this amount is provided without a deductible, it serves as an immediate support measure in legal scenarios, ensuring that the insured can be financially assisted in pressing situations, which can have a significant impact on their legal challenges.

The other options do not fit this definition of supplementary payments. Deductibles for legal fees or property damage liability costs, for instance, are standard parts of policy limits and do not apply as additional support outside the limits of liability coverage. Payments for vehicle repairs are generally part of the coverage for physical damage under the policy, not supplementary payments intended to assist with legal expenses. Thus, the inclusion of the $250 for bail bonds without a deductible is the defining feature of supplementary payments in this context.