Which policy specifically does not cover common building areas?

The HO-6 policy, also known as a condo insurance policy, specifically does not cover common building areas because it is designed for the individual unit owner within a condominium association. This policy covers personal property and provides liability protection for the unit owner but relies on the condominium association's master policy to cover the common areas of the building, such as hallways, pools, and other shared facilities.

In contrast, the HO-3 and HO-2 policies are designed for single-family homes and do cover structures and possibly common areas in a different context. The DP-3 policy (Dwelling Policy) is primarily for rental properties and does not address common areas in a condominium setting. Therefore, the HO-6 is specifically tailored to individual condo owners, making it the correct choice as it does not cover any common property areas.