Which type of coverage is NOT provided by personal liability insurance?

Personal liability insurance is designed to protect individuals from claims arising due to injuries or damages that they may cause to others. It typically covers legal defense fees, injury to others, and property damage to others as part of its standard coverage offerings.

When considering medical expenses, it's important to understand that coverage for medical expenses for the insured is typically not included in personal liability insurance. This coverage is generally found in health insurance policies or within specific personal injury protection options, rather than as part of a personal liability policy. Personal liability insurance focuses on protecting the policyholder from claims made by others, rather than covering the costs of injuries or medical expenses the insured faces themselves.

This distinction clarifies why the type of coverage that is not included in personal liability insurance pertains to medical expenses for the insured.